How to Enjoy the Best Places under the Sun
There are people who are fond of traveling. They like to go to places where they can recharge their souls, unwind, release the tension from work, and simply enjoy what life has to offer.
And there are people who are more of the adventurous type who would rather enjoy the day exploring the forest canopy in Costa Rica or discover the beauty of the wilderness of Siberia.
However, whatever adventure travel most people would like to experience, it is always best to observe safety measures and precautions so as to avoid risk or perils of traveling to unknown lands.
Here’s a list of tips for adventure travelers, whether they want adventures that are more inclined to wilderness or just the typical family adventure most people would love to experience:
1. It is best that people should know what the type of travel adventure they are getting into.
Adventure travel may provide the kind of adrenalin rush most adventurers long to experience every time they get out of their territory. It is the feeling of newness and uncertainty on what will happen that gives them the satisfaction and gratification that they need.
However, it is still important for them to know what they are doing. After all, traveling always involve risky activities especially to those who are set to gain adventure experience.
2. Have a fixed set on the adventure travel destination.
Because of the vastness of locations and adventure locations available today, people might get confused on what areas are best for their adventure travel.
One good tip is to choose a location that can baffle those adventurous minds and mystify the eyes with great mystery.
As much as new and exotic places can be adventurous, it is still best to stick to the classical and typical locations. It would be really risky to try areas which no one has ever dared to go to.
3. Consider the budget.
Adventure traveling can be pretty expensive especially when it entails going to places that entails great adventure packages.
So, it would be better for adventure travelers to shop around first and compare prices before deciding on what kind of adventure travel to take.
Indeed, adventure travel can be one of the most exciting and gratifying travel one can experience. However, with the exotic places, wilderness, and virgin forests that one might consider, it is a must that every travel must know the proper way how to protect themselves and what to do first before trying the place out.
After all, it should be safety that should always be on top priority.
Getting To Know the Work of a Travel Agent
For people who are fond of traveling to different places, visiting marvelous beaches, and taking a trip to the most exotic island paradise, the job of a travel agent seems to be a far better job than anything else.
However, some people contend that the viability of a travel agent being a lucrative work has lessened due to the emergence of the Internet.
Nowadays, people can easily plan their vacation trips, acquire their tickets, and make their own plans and reservation through the Internet.
That is why some financial analysts have concluded that as the need for travel agents fall off, their wages deteriorates as well, considering the fact that it is already low. The median yearly salary of travel agents amount to $26,630, that was in 2002.
The top 10% of the travel agents in the US were reported to have a salary of $41,660 or more. While the remaining half of the travel agents is currently earning between $20,800 and $33,580. All of these were bases on the U.S. Department Labor reports.
The bottom line is that travel agents are really not earning much. The only benefits they get are the discounts and special privileges on travel. Funny thing is, with their present salaries, travel agents may not even use these benefits because they cannot even afford to travel.
However, there are still those who want to become a travel agent in spite of everything. So, for those who really insist on becoming a travel agent, here’s how to do it.
1. A second language is a must for those who want to become a travel agent. Travel agents deal with different nationalities and a second language may just be handy in the future.
2. It is a must for every would-be travel agent to undergo 6-12 week training on how to become a travel agent. This includes all the basics of the job.
3. Computer literacy is also important because all of the transaction, invoices, and reports are done through computer utilization.
4. Knowledge on up-to-date information about the trends in the business. Also, it is a must for every travel agent to know the best places to go.
5. It would be better for those who want to become a travel agent to have their certification as a Certified Travel Counselor. This is an added value to their work.
Becoming a travel agent is entirely dependent on the person’s interest. So, whether the salary is low or high, as long as the person is happy with the job, then, there wouldn’t be any qualms for it.
Tips for Travelers Who are Going to Hong Kong
Hong Kong is a key destination for many travelers. It has a population of more than seven million, scattered all throughout its more than 200 islands.
It is located in Eastern Asia, near China and the South China Sea. Formerly, leased to Great Britain, Hong Kong was officially returned to China in 1997. Hong Kong offers diversity in: culture, religion, and lifestyles.
Chinese, (Cantonese) and English are both the official language here. So foreigners, who are planning to visit, should not have any problems exploring, and experiencing the culture of this vibrant place; since English is widely spoken here.
Hong Kong dollar is the currency in use here. One American dollar roughly equals around 7 Hong Kong dollars.
Hong Kong is known for: its unique energetic vibe, its wonderful food, and beautiful skylines. It's best to always bring a camera when roaming around in the city, so travelers can capture the essence of this place, and will always have a memento of their visit.
Hong Kong offers many great upscale shopping districts that rival the high end streets of: Shanghai, London and Paris. But the best places to shop here are the unique shops, and street markets that exhibit the charm and uniqueness of the locality.
It is wise to look around at the various stores to compare prices before buying anything. The best part of all is that sales tax is exempted on everything in Hong Kong.
The best way to get around Hong Kong is to purchase an Octopus payment card. This card takes you everywhere. It can also be used on any public transportation system, except taxis. It can even be used in vending machines, restaurants, and convenient stores, fast food places, etc.
Some of the key places in Hong Kong are:
• Hong Kong Island is the most urbanized district. It's the heart and soul of the city.
• Kowloon is one of, if not, the most populated cities in the world. It also offers the best view of the skyline.
• Disney Land Hong Kong which is located in Lantau Island. This is only the third International sight for a main Disney them park. It is best to make reservations ahead of time for lodging. It tends to be packed, especially during the holidays.
Hong Kong also has a great natural landscape that can be seen by riding a train that goes all the way up to the higher part of Hong Kong Island. With so many things to do and sights to be seen Hong Kong is truly a must see for any traveler.
Tips for Travelers Who are Going to Hong Kong
Hong Kong is a key destination for many travelers. It has a population of more than seven million, scattered all throughout its more than 200 islands.
It is located in Eastern Asia, near China and the South China Sea. Formerly, leased to Great Britain, Hong Kong was officially returned to China in 1997. Hong Kong offers diversity in: culture, religion, and lifestyles.
Chinese, (Cantonese) and English are both the official language here. So foreigners, who are planning to visit, should not have any problems exploring, and experiencing the culture of this vibrant place; since English is widely spoken here.
Hong Kong dollar is the currency in use here. One American dollar roughly equals around 7 Hong Kong dollars.
Hong Kong is known for: its unique energetic vibe, its wonderful food, and beautiful skylines. It's best to always bring a camera when roaming around in the city, so travelers can capture the essence of this place, and will always have a memento of their visit.
Hong Kong offers many great upscale shopping districts that rival the high end streets of: Shanghai, London and Paris. But the best places to shop here are the unique shops, and street markets that exhibit the charm and uniqueness of the locality.
It is wise to look around at the various stores to compare prices before buying anything. The best part of all is that sales tax is exempted on everything in Hong Kong.
The best way to get around Hong Kong is to purchase an Octopus payment card. This card takes you everywhere. It can also be used on any public transportation system, except taxis. It can even be used in vending machines, restaurants, and convenient stores, fast food places, etc.
Some of the key places in Hong Kong are:
• Hong Kong Island is the most urbanized district. It's the heart and soul of the city.
• Kowloon is one of, if not, the most populated cities in the world. It also offers the best view of the skyline.
• Disney Land Hong Kong which is located in Lantau Island. This is only the third International sight for a main Disney them park. It is best to make reservations ahead of time for lodging. It tends to be packed, especially during the holidays.
Hong Kong also has a great natural landscape that can be seen by riding a train that goes all the way up to the higher part of Hong Kong Island. With so many things to do and sights to be seen Hong Kong is truly a must see for any traveler.
Tips For The Right Holiday Travel Package
It is not usually wise to be traveling during holidays as these are the times when almost every other person in the world is traveling. It is of course best to plan ahead or book ahead and go to your destination early to avoid all the hassle but if you’re one of those last minute people or probably one of those who can’t really avoid it, you should follow the next few tips for a better journey and maybe a cheaper stay.
- Holiday travel packages were never made with only one person in mind; no two people are alike, keep this in mind because the agencies that packed them have kept these in mind, use this fact to haggle your way into cheaper or sometimes better deals. Even if there are ready made packages, you can ask for extra perks especially if you’re staying for more than a week.
- Be careful of travel agents. Travel agents may give you the best deal for your package, which normally include airfare, lodgings and transportation, but a really good agent can be really flexible. One example would be if you want a rental car for the first half of your trip but you want to get rid of it by the second half, a good agent can arrange this for you, sometimes for a cheaper price.
- Be sure that the package you want is available, you don’t want to get pulled into something that ends up being sold out, some people give out too-good-to-be-true packages which end up being “sold out” in the end, so before you make a deal or transfer a morsel of cash, make sure that it is still available.
- Be sure to know exactly what airline and route your taking, you won’t want those unpleasant layovers which can be a real pain, not to mention delay your schedule.
- A good sign of a good package is one that is very flexible, as said before, no two people are alike, and a good package should reflect that, it should allow you to choose between destinations, as well as brands and lodgings without changing the price. A choice in which rental car to take is also a sign of a good package.
- Finally, it’s good to ask for discounts that you might get if you do certain stuff, like stay in the hotel for more than a week, or sign up on the internet instead of by phone. Research first before you cough up the money for down-payment; make sure you’ve exhausted all possible discount generating ways before you decide on a package.
A SECRET OF FINANCIAL MANAGEMENT
By: Safir Senduk
From IndoExchange.com
A huge earning is usually considered for measuring the wealth of someone. However, why do so many people with huge income frequently end up running out of money in the middle or at the end of the month? What is the problem?
If you have a job now, do you remember the first one you ever had? Usually, the first experience on work is the most unforgettable experience.
Let's take an example. Anto was still living with his family until he got a job at the age of 23, as a clerk in a trading company. At that time, he had just graduated. Although he had to go through a probationary period, Anto was so excited when he knew that he would get his first salary. His salary was Rp 600,000, which he would receive on the 27th.
We can guess what he would want to do: he wanted to treat his family. He wanted to express his gratitude for getting a salary for the first time in his life, and he also wanted to show them that he was independent now.
Let's see: he received the salary on the 27th. On the 29th he took his family out for a meal in an all-you-can-eat restaurant, so each of them could satisfy their appetite. The pre-tax cost for one person was Rp 22,000, and after tax was Rp 24,200 per person. All of his family members were 7, consisting of his father, mother, one big brother and 3 annoying younger brothers. All was 6, plus Anto made it 7. It means that he had to pay the dinner bill of Rp 169,400. Which means, only 2 days after he received his salary, he had already spent 28% out of his salary for that month. So, he had only Rp 430,600 left for the rest of the month.
"No problem", thought Anto. "It's my own family that I treated, not other people. Besides, it's not every day I do that. Once a month is enough." Days went by. One week, 2 weeks, 3 weeks. "Hmm…that stuff in the mall looks pretty good. There is a very interesting looking shirt. Okay, it costs Rp 28,000. There's also this nice pair of trousers to wear for work. Very cheap, costs only Rp 65,000. It won't hurt to look stylish at the office". He then started buying things. "Okay", Anto thought, "one shirt and a pair of pants for this month. The rest of my salary would be used for transportation and food until the end of the month" .
What happened? On the 24th of the next month, just three days before his second-month payday, he had only Rp 50,000 left.
Anto started thinking. Okay...., such was because he spent most of his money to treat his family. Also this was his first time working. Within the coming months, his finance would be better.
The second month, he got his salary again. Still in the same amount. No raise yet. The difference was no more treating the family. Days and weeks went by. A few days before his third salary, he only had Rp 75,000 left.
Three months passed by, he was finally accepted as permanent employee. He got a Rp 150,000 raise to Rp 750,000. "Not bad", Anto thought. This meant that I would be able to "breath" and save a little. But strangely, a few days before even one month period ended, his still had only little money left. The sixth month, the seventh month, the eight month, although he got a raise, but he still ran out of money and could not put any into savings.
As a matter of fact, Anto is not the only one, whose income is under Rp 1m, with this problem. Even people with millions per month income still have trouble saving money.
What is really happening? Many people think that by getting a raise, they will not run out of money in the middle of the month and they can save for sure. Every month they hope that they will get a raise the next months. But after they really get a raise, they still run out of money.
It is clear that the solution here lies not on how big your income is. The amount of your income does not guarantee that you will not run out of money in the middle of the month. The size of your income does not guarantee that you will be able to save. The key here is not how much money you make, but how you manage your income so that it can be stretched in a one-month period.
There is no fixed way on the right method to manage your finance. However, based from experiences, there are several things that can help you manage your finance well each month:
- Plan your income and outcome every month.
- Carry out the plan strictly.
- Have reserved fund.
- Join insurance plan.
PLANNING INCOME AND EXPENSE EVERY MONTH
EVERY MONTH
By: Safir Senduk
From IndoExchange.com
In my previous article, I said that there are several things to help your finance every month :
- Plan your income and expense every month
- Do the plan strictly
- Have reserves fund
- Take some insurances
- Plan your income and expense every month
Starting right now, plan when you will get your salary, how much its amount, and when you will spend your money, what the posts and how much the amount of expenses. The plan called Budget.
In example, you will receive this much on your salary on 27th, then from that amount you will use this much for this expense, that amount for that expense, and so on. So, if you make a budget first, you will detect on the first place whether there will be deficit or not in the middle of the month. If yes, you can revise the budget to avoid deficit.
Composing budget is very easy. If you have already known the amount of average income and expense every month, you could also predict how much income and expense for the next coming months.
Budget functionMany people feels uncomfortable to draw up and have budget. They think budget is the same with restrain their shopping desire.
NO. The function of a budget is to inform if your expense surpass your income or not. If yes, you ocan revise the budget so deficit can be avoided.
But, if you do not have budget, you will be difficult to know if your family expense has surpassed the income. So, if there is deficit at the end of the month, you just realize it at that time, after all has happened.
IMPORTANTInclude saving in your budget. Usually people save their money later, after their money was spent. So, sometimes they cannot save their money because all of their money was spent for shopping.
Thereby, it would be better if saving is not included later but earlier. Therefore, when you draw up a budget, insert saving as one of the posts that you must do earlier, at least after you repay your loan.
- Do the plan strictly.
A plan is useless if it is not done. In here, plan of income and expense as much as Rp250,000, if you strictly obey and want to do according the budget, at the end of the month the discrepancy between income and expense of your family will be certainly figured out, namely Rp250,000.
Thereby, it would be easier to make another plan froward, because you have already known that every end of the month you surely have discrepancy of Rp250,000, which can be used for another purpose.
However, sometimes people, although have already made up a simple budget, is still unable to meet their budget. If he, i.e. allocated Rp500,000 per month for shopping, the figure could expand to Rp750,000.
This can be prevented with a harder system, namely 'envelope system'. If you have already drawn up a budget, you should allocate the amount right away according to each post. Each post is represented by one envelope. If the money in the envelope is empty, you don't have to try opening the other envelopes, because you have already known that budget for the related post has touched its limit. Envelope system is a little complicated, but perhaps it is the sacrifice that you should doso that you will not experience deficit. The most important, your expense now is more controllable.
0 komentar:
Posting Komentar